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Calculators

Personal trainer income calculator

What you earn a month and a year from online and in-person training, after card fees, software and your other costs.

Card fees

Result

Online income
€600
In-person income
€1,802.67
Total per month
€2,402.67
Card fees
−€40.54
Software
−€31.99
Other costs
−€300
Left before tax
€2,030.14 / month
Per year before tax
€24,361.64

3E COACH plan: Up to 25 clients · €31.99 / month
Software is 1.3 % of income

Most coaches work in a mix today: some clients come to the gym, others train from a programme online. This calculator adds both together and shows what is left after card fees, software and your other costs such as gym rent.

The result is before income tax and social contributions, which depend on how your business is set up — estimate those separately, or use the price calculator.

What the calculation assumes

  • A month has 52 / 12 ≈ 4.33 weeks.
  • Each client pays once a month by card; the default card fee is Stripe's standard rate for European cards (1.5 % + €0.25). Change it if your clients pay with other cards.
  • Each client takes one seat in the app; the cheapest 3E COACH plan that holds them is used.
  • Holidays and cancelled sessions are not taken off — this is a good month, not an average one.

Questions

What does a personal training session cost in Lithuania?
On the services directory paslaugos.lt, 2026 prices for personal training are €20–35 an hour, about €26 on average. More figures are in the report “Personal training in numbers, 2026”.
Is it worth moving some clients online?
An online client does not take your time in the gym, so you can coach more of them. How many exactly is what the client capacity calculator works out: it counts how many online clients fit beside your in-person sessions.
Why is the software such a small share?
3E COACH is priced by the number of clients only and takes no percentage of the payments you charge your clients. As your income grows, the software's share of it shrinks.

Other calculators

Personal training in numbers, 2026What training costs in Lithuania and how many people work in sport across Europe — a report with sources.
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